Privacy Policy

Refund Advantage is a service owned and operated by Fort Knox Financial Services Corporation. The following describes the privacy policy (as amended or otherwise changed from time to time, the "Privacy Policy") applicable to the services available through the refund-advantage.com web site (the "Site") from Fort Knox Financial Services Corporation. By visiting the Site, you are accepting the Privacy Policy described herein.

Our Commitment to Your Privacy

We are proud to be a leader in the field of electronic commerce and a true innovator in the refund services industry.

We value your trust in us and will work hard to earn your confidence so that you can enthusiastically use our services and recommend us to others.

Information We Collect

We collect personally identifiable information ("Personal Data") about you that you specifically provide to us while using the Site. Personal Data includes information that can identify you as a specific individual, such as your name, address, phone number or e-mail address.

As part of our evaluation and monitoring process, we may also collect Personal Data from non-affiliated third parties such as credit bureaus, employers, and financial institutions.

Protecting Your Personal Data

We take our responsibility to protect the privacy and confidentiality of Personal Data very seriously. We maintain physical, electronic, and procedural safeguards that are designed to comply with federal standards to store and secure your information from unauthorized access, alteration, and destruction. Our control policies restrict access to your personal and account information to those employees who need to access that information to provide products or services to you.

The Personal Data you provide us is saved in a secure environment and is kept in our records to make it easier for you to use our services on return visits to our web site.

To prevent unauthorized access, maintain data accuracy, and ensure correct use of information, we will employ reasonable and current Internet security methods and technologies. We currently use Secure Socket Layer technology to encrypt your Personal Data to prevent your information from being read during transmission over the Internet.

How We Use the Information We Collect

We use the Personal Data we collect to provide you with the products and services you use through our programs.

Disclosure to Third Parties

We share Personal Data with non-affiliated third parties that provide services to us or with you for operation of our programs, including banks that operate as the lending institution for products we offer. In other cases, we only disclose Personal Data to non-affiliated third parties as permitted or required by law.

Our Policy Concerning Cookies

To serve you faster and with better quality, we use "cookies" technology. Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a Web site to "personalize" itself for each user.

Amendments to this Privacy Policy

We reserve the right to modify or amend this Privacy Policy at any time and for any reason.